Careers - Persons Banking Company

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Careers

Guest, come join the Team at Persons Banking Company!

 

Current Openings

 

Persons Banking Company located in our Forsyth, GA location

Consumer Lender

Position requires individual to analyze current credit data and financial statement of individuals or business to determine the degree of risk involved in extending credit or lending money.  A good working knowledge of banking practices, procedures and lending a must.  Applicant must be punctual, dependable, a self-starter, multi-tasked, flexible with work priorities, well organized and have good follow through skills.  Candidate must have good verbal and written communication skills and a proven ability to lead others.   Professional dress required.

 

Summary

Examines, evaluates, and authorizes or recommends approval of customer applications for consumer loans by performing the following duties. Special projects and other duties may also be assigned.

 

Essential Duties and Responsibilities include the following. Other duties may be assigned.

  • Interviews applicant and requests specified information for loan application.
  • Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
  • Analyzes applicant financial status, credit, and collateral to determine feasibility of granting loan or submits application to Senior Lender for verification and recommendation.
  • Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
  • Compiles loan package and facilitates negotiation with applicant according to establishment standards, including fees, loan repayment options, and other credit terms.
  • Approves loan within specified limits or refers loan to Senior Lender for approval.
  • Ensures loan agreements are complete and accurate according to policy.
  • Works within established policies and procedures.
  • Promotes and cross-sells other establishment products and services as appropriate to customer requirements.

 

Supervisory Responsibilities  

May supervise one Retail Loan Specialist.

 

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 

Education and/or Experience     

Associate's degree (A. A.) or equivalent from two-year College or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.                                            

 

Language Skills

Ability to read and interpret documents such as loan documents and procedure manuals.  Ability to write routine reports and correspondence.  Ability to speak effectively before groups of customers or employees of organization.

 

Computer Skills  

To perform this job successfully, an individual should have knowledge of Platform Database software; Internet software; Basic Excel Spreadsheet software and Microsoft Word Processing software.                                       

                                               

Other Qualifications for Advancement

Must be able to travel to meet customers, between offices and training sessions.               

 

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is frequently required to walk. The employee is occasionally required to stand and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.

 

 

 

To apply, please send resume to Human Resources.

  

 

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