Savings - Persons Banking Company

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Savings

Guest, saving for a short or long term goal? We’ve got savings solutions of great interest to you. So whether you want to build up emergency funds, pay for a vacation, or set aside money for a minor child, we can help.

 

Preferred Savings

Pay yourself first with this smart account that earns interest every day.

  • A competitive rate of interest
  • Up to 2 free withdrawals per month ($2 each thereafter)
  • Only $50 to open account
  • $50 minimum balance to avoid $3 monthly service charge

First Savings

Start your children or grandchildren on the path to wise money handling with this account designed for minors under age 21.

  • No minimum balance required
  • Competitive interest rate on all balances
  • Free withdrawals
  • Low minimum deposit to open - only $5
  • No monthly fee

Christmas Club (Holiday Savings)

Be well prepared for holiday shopping by putting aside money throughout the year.

  • Competitive interest rate is calculated at maturity (annually in November). Early withdrawal forfeits interest
  • Receive funds by check or via transfer to another account
  • Low minimum deposit to open - only $5

Ultimate Personal Money Market Savings

Get rewarded for your savings with higher interest rates that increase with your balance.

  • Competitive tiered interest rates
  • Unlimited free in-person withdrawals
  • Up to 6 free preauthorized, automatic debits per month or monthly cycle*
  • Low $1,000 minimum balance to open account and avoid $5 monthly service charge

Health Savings Account (HSA)

Help defray the soaring costs of medical expenses with this smart account that lets you put aside pre-tax dollars.

  • Used for medical, health care, and preventative care costs, even eye care and dental expenses
  • Qualify with $1,300 personal or $2600 family health plan deductible
  • No minimum balance to open
  • Pre-tax funding makes medical costs more affordable
  • Covers deductibles, out-of-pocket costs, and non-covered medical expenses


LEGAL *FDIC regulations do not permit more than SIX payments per month (monthly statement cycle) to a third party via preauthorized, automatic telephone debits or paper checks. As a courtesy, the bank may in isolated cases, and at its own discretion, pay more than six items per monthly or monthly statement cycles, but is required to close the account if such activity continues.

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