CDs & IRAs - Persons Banking Company

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CDs & IRAs


Certificate of Deposit (CDs)

Put your savings where it can earn a higher, guaranteed interest rate while having the safety and security of Federal Deposit Insurance Corporation (FDIC) protection.

  • Competitive rates calculated based on how often interest is paid and the payment method chosen
  • Guaranteed return for a fixed term
  • Variety of terms – from 90 days to 60 months
  • Early withdrawal penalty may be imposed

Individual Retirement Accounts (IRAs)

Build your retirement nest egg with our IRA options, including Roth and Traditional IRAs.

  • Guidance to help you choose from a Traditional IRA that offers tax-deferred interest or a Roth IRA that features tax-free withdrawals in retirement.*
  • Competitive, variable interest rates vary with term chosen. Rates subject to change.
  • Low minimum to open – just $500
  • Early withdrawal penalty may be imposed

*Contact your tax advisor for the effects of deposits.

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Persons Banking Company would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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