Checking - Persons Banking Company

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Guest, at Persons Banking Company, we believe that checking should be more than just an account; it’s the key to a good banking relationship. That’s why we offer a range of accounts designed to save you money and make your financial life easier.


Super Interest Checking

An account for those interested in higher interest.

  • FREE standard checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $8 monthly charge if minimum balance falls below $1,500 daily balance

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FAB 50 Interest Checking

A perfect account for customers 50 and over.

  • FREE first order of standard checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

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E-Z Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment.

  • FREE first order of standard checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge

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FREE Checking

A FREE account for everyone.

  • FREE first order of standard checks
  • No minimum balance
  • No monthly service charge

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Secure Checking PLUS

An account with valuable financial features PLUS Identity Theft and Cell Phone Protection.

  • FREE standard checks
  • No minimum balance
  • Only $6 monthly service charge
  • Complimentary IDProtect®1 identity theft protection that offers:
    • Up to $10,000 Identity Theft Expense Reimbursement Coverage2 for expenses associated with restoring your identity.
    • Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
    • Debit and Credit Card Registration (Registration/activation required)
    • Credit File Monitoring3 – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (Registration/activation required)
    • 3-in-1 Credit Report – request a new 3-in-1 report every 90 days or upon receipt of a credit alert (Registration/activation required)
    • Credit Score – receive a new single bureau credit score with every new credit report - Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required)
    • Identity Monitoring – monitoring of over 1,000 databases. (Registration/activation required)
    • Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required)
  • Up to $10,000 Accidental Death & Dismemberment Insurance2 (Coverage divides equally on joint accounts and reduces by 50% at age 70)
  • Cell Phone Protection2 – Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers the first four phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using eligible account)
  • Debit Advantage® – Buyer’s Protection & Extended Warranty2 Buyer’s Protection covers items for 90 days from the date of purchase against accidental breakage, fire, or theft. Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with eligible account)
  • $hopping RewardsTM – Shop online using our customized shopping portal and receive cash back. Your cash back will be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you as a check. (Registration/activation required. Available online only.)
  • Travel and Leisure Discount Membership – Money-saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from a mobile device. (Registration/activation required. Available online only.)
  • Health Discount Savings – Enjoy savings on vision, prescriptions and dental services. This is NOT insurance. (Registration/activation required)

1 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

3 Credit file monitoring may take several days to begin following activation.


Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.

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Every new personal checking account includes:

  • FREE Debit Card and CardValetTM
  • FREE Online Banking1
  • FREE Bill Pay1
  • FREE Mobile Banking1
  • FREE eStatements with Online Check Images
  • A chance to win
  • Buy back of your unused checks and debit cards from another financial institution


Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply.  Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details.  Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Limit one buy back per customer.  Offer good on personal accounts only; ask us about our outstanding options for your business or organization.  1Third party internet, data, and mobile fees may apply.  For Chance to Win Sweepstakes rules, please click here.


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Personalization Settings



Persons Banking Company would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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